0207 952 2373 [email protected]

Terms and Conditions

Terms of website use

This page (together with the documents referred to on it) tells you the terms of use on which you may make use of our website www.pardusfixedincomebond.com (our site), whether as a guest or a registered user. Please read these terms of use carefully before you start to use the site. By using our site, you indicate that you accept these terms of use and that you agree to abide by them. If you do not agree to these terms of use, please refrain from using our site.

Information about us

www.pardusfixedincomebond.com is a site operated by GRMA Pardus Wealth (“We”). The business is run by Greg Bryce, Mike Bold and Craig Gabriel from 12 Hay Hill, Mayfair, London W1J 8NR

Accessing our site

Access to our site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our site without notice (see below). We will not be liable if for any reason our site is unavailable at any time or for any period.

From time to time, we may restrict access to some parts of our site, or our entire site, to users who have registered with us.

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these terms of use.

When using our site, you must comply with the provisions of our acceptable use policy.

You are responsible for making all arrangements necessary for you to have access to our site. You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms, and that they comply with them.

Intellectual property rights

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our site for your personal reference and you may draw the attention of others within your organisation to material posted on our site.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of material on our site must always be acknowledged.

You must not use any part of the materials on our site for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Reliance on information posted

Commentary and other materials posted on our site are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our site, or by anyone who may be informed of any of its contents.

Our site changes regularly

We aim to update our site regularly, and may change the content at any time. If the need arises, we may suspend access to our site, or close it indefinitely. Any of the material on our site may be out of date at any given time, and we are under no obligation to update such material.

Our liability

The material displayed on our site is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we, other members of our group of companies and third parties connected to us hereby expressly exclude:

All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.

Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our site or in connection with the use, inability to use, or results of the use of our site, any websites linked to it and any materials posted on it, including, without limitation any liability for:

loss of income or revenue;

loss of business;

loss of profits or contracts;

loss of anticipated savings;

loss of data;

loss of goodwill;

wasted management or office time; and

for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.

This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

Information about you and your visits to our site

We process information about you in accordance with our privacy policy. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.

Transactions concluded through our site

Contracts for the supply of [goods OR services OR information] formed through our site or as a result of visits made by you are governed by our terms and conditions of supply.

Uploading material to our site

Whenever you make use of a feature that allows you to upload material to our site, or to make contact with other users of our site, you must comply with the content standards set out in our acceptable use policy. You warrant that any such contribution does comply with those standards, and you indemnify us for any breach of that warranty.

Any material you upload to our site will be considered non-confidential and non-proprietary, and we have the right to use, copy, distribute and disclose to third parties any such material for any purpose. We also have the right to disclose your identity to any third party who is claiming that any material posted or uploaded by you to our site constitutes a violation of their intellectual property rights, or of their right to privacy.

We will not be responsible, or liable to any third party, for the content or accuracy of any materials posted by you or any other user of our site.

We have the right to remove any material or posting you make on our site if, in our opinion, such material does not comply with the content standards set out in our acceptable use policy.

Viruses, hacking and other offences

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack.

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.

Linking to our site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link from any website that is not owned by you.

Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page. We reserve the right to withdraw linking permission without notice. The website from which you are linking must comply in all respects with the content standards set out in our acceptable use policy.

If you wish to make any use of material on our site other than that set out above, please get in touch via our Contact page.

Links from our site

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Jurisdiction and applicable law

The English courts will have exclusive jurisdiction over any claim arising from, or related to, a visit to our site although we retain the right to bring proceedings against you for breach of these conditions in your country of residence or any other relevant country.

These terms of use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.

Variations

We may revise these terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we made, as they are binding on you. Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on our site.

Your concerns

If you have any concerns about material which appears on our site, please get in touch via our Contact page.

Thank you for visiting our site.

PARDUS Fixed Income Bond Is A Restricted Investment Product

The content of this promotion (as contained in the website) has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this promotion for the purpose of engaging in any investment activity may expose the individual to a significant risk of losing all of the property or other assets invested.

Important Information and Disclaimer

USERS OF THIS WEBSITE WHO DO NOT SATISFY THE ELIGIBILITY CRITERIA BELOW ARE NOT PERMITTED TO ENTER THIS SITE.

BY CLICKING THE “ACCEPT” BUTTON BELOW AND ENTERING THIS SITE YOU ARE CONFIRMING TO US THAT YOU SATISFY ONE OR MORE OF THE ELIGIBILITY CRITERIA AS SET OUT BELOW.

INVESTMENT PROFESSIONALS: persons having professional experience of participating in matters relating to investments (within the meaning of article 19 of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (Financial Promotion Order).

CERTIFIED HIGH NET WORTH INDIVIDUALS: an individual who has signed, within the previous 12 months, a statement confirming, among other things, they had an income to the value of £100,000 or more or assets to the value of £250,000 or more and accepts that they can lose their property from making investment decisions based on financial promotions.

SELF-CERTIFIED SOPHISTICATED INVESTORS: an individual who has signed, within the previous 12 months, a statement confirming that, among other things, they are able to receive promotions not approved by a person authorised by the Financial Conduct Authority, which may not comply with their rules on the basis that they have experience in such investments and accepts that they will not be afforded the protection and remedies which the Financial Conduct Authority’s rules afford to other investors and that they can lose their property from making investment decisions based on financial promotions.

GENERAL NOTE: If you are in any doubt as to whether you satisfy any of the eligibility criteria, you must before entering this website consult a person authorised under the Financial Services and Markets Act 2000 (FSMA) who specialises in advising on investments.

The information contained on the pages of this website:

(a) is provided for informational purposes only and solely for people who meet one or more of the criteria above;

(b) is not intended for distribution or use by anyone in any jurisdiction in which such distribution or use would be prohibited or in which the person making such offer or solicitation is not qualified to do so or to anyone to whom it is unlawful to make such offer or solicitation;

(c) does not contain or constitute an offer to the public for the purposes of s755 of the Companies Act 2006 or for the purposes of the Prospectus Rules

(d) is exempt from the financial promotion restriction (contained in section 21 FSMA) on the communication of invitations or inducements to engage in investment activity on the grounds that it is directed only at persons falling within the exemption set out in the Financial Promotion Order, including investment professionals (article 19); certified high net worth unincorporated associations etc (article 49); and self-certified sophisticated investors (article 50A).

No person has been authorised to give any information or make any representations other than as contained on this website and, if given or made, such information or representations must not be relied on as having been authorised by GRMA-Pardus Wealth Limited or Pardus Fixed Income Bond Company Plc.

The value of investments, and income from them, can go down as well as up and an investor may get back less than the amount invested. Tax treatment will depend on the individual circumstances of each investor and may be subject to change in the future. Investors should take their own tax advice before making any investment decision. Any statements containing projections or other forward-looking statements regarding future events or future financial performance are only predictions, opinions or estimates made on a general basis and actual events or results may differ materially. While all reasonable efforts have been made to ensure the accuracy and completeness of the material contained on this website, all liability for any errors or omissions in such material is expressly disclaimed.

If you are in any doubt about any of the above or the information contained on this website you should consult your stockbroker, bank manager, solicitor, accountant or other financial advisers.

By clicking “Accept” you are hereby confirming to us that you (i) have read the above information and agree with it and our website terms of use; and (ii) fall within one or more of the eligibility criteria set out above. If you do not (i) agree with the information above or our website terms of use; or (ii) fall into any one of the above categories please click “Decline”.